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 |
 Risk-Based | Loans | Savings | Certificates
|
Credit Rating
|
A+
APR*
|
A
APR*
|
B
APR*
|
C
APR*
|
D
APR*
|
|
up to 36 months
|
6.00
|
7.00
|
8.00
|
10.50
|
12.50
|
|
up to 48 months
|
6.00
|
7.25
|
8.50
|
10.75
|
13.50
|
|
up to 60 months
|
6.00
|
7.75
|
9 .00
|
11.00
|
14.00
|
|
up to 72 months
|
6.00
|
8.25
|
9.50
|
11.50
|
n/a
|
|
up to 84 months
|
6.00
|
8.75
|
10.00
|
n/a
|
n/a
|
|
Credit Rating
|
A+
APR*
|
A
APR*
|
B
APR*
|
C
APR*
|
D
APR*
|
|
up to 18 months
|
7.00
|
7.25
|
8.50
|
11.50
|
14.25
|
|
up to 36 months
|
7.00
|
7.75
|
9.00
|
12.50
|
15.25
|
|
up to 48 months
|
7.00
|
8.25
|
9.50
|
13.50
|
16.25
|
|
up to 60 months
|
7.00
|
8.75
|
10.00
|
14.00
|
16.75
|
|
up to 72 months
|
7.00
|
9.25
|
10.50
|
14.25
|
n/a
|
Personal
| Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 200 - 4999 (up to 36 months) |
9.50 |
13.75 |
16.75 |
17.00 |
| 5000 - 9999 (up to 48 months) |
9.50 |
13.75 |
16.75 |
17.00 |
| 10000 - and up (up to 60 months) |
9.50 |
13.75 |
16.75 |
17.00 |
Seasonal
| Credit Rating |
A
APR* |
B
APR* |
C
APR* |
| Christmas (up to 12 months)** |
9.50 |
13.75 |
16.75 |
| Vacation (up to 12 months)** |
9.50 |
13.75 |
16.75 |
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the US Government.
|
**Bonus & VIP Share draft/checking (minimum balance requirement)
*APY=Annual Percentage Yield
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|
| Certificates **rates effective August 02, 2010** |
Dividend Rate |
APY* |
Term |
| IRA Accumulative |
1.00 |
1.00 |
n/a
|
| 12 Month IRA CD |
1.25 |
1.26 |
12
|
| 15 Month IRA CD |
1.35 |
1.36 |
15
|
| 18 Month IRA CD |
1.50 |
1.51 |
18
|
| Money Market |
0.50 |
0.50 |
n/a
|
| 6 Month CD |
1.00 |
1.00 |
6
|
| 9 Month CD |
1.00 |
1.00 |
9
|
| 12 Month CD |
1.25 |
1.26 |
12
|
| 15 Month CD |
1.35 |
1.36 |
15
|
| 18 Month CD |
1.50 |
1.51 |
18
|
*APY=Annual Percentage Yield
All rates are subject to change without notice.
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