|
 |
 Risk-Based | Loans | Savings | Certificates
| Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| up to 36 months |
7.00 |
8.00 |
10.50 |
12.50 |
| up to 48 months |
7.25 |
8.50 |
10.75 |
13.50 |
| up to 60 months |
7.75 |
9 .00 |
11.00 |
14.00 |
| up to 72 months |
8.25 |
9.50 |
11.50 |
n/a |
| up to 84 months |
8.75 |
10.00 |
n/a |
n/a |
Used Vehicles, etc.
| Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| up to 18 months |
7.25 |
8.50 |
11.50 |
14.25 |
| up to 36 months |
7.75 |
9.00 |
12.50 |
15.25 |
| up to 48 months |
8.25 |
9.50 |
13.50 |
16.25 |
| up to 60 months |
8.75 |
10.00 |
14.00 |
16.75 |
| up to 72 months |
9.25 |
10.50 |
14.25
|
n/a |
Personal
| Credit Rating |
A
APR* |
B
APR* |
C
APR* |
D
APR* |
| 200 - 4999 (up to 36 months) |
9.50 |
13.75 |
16.75 |
17.00 |
| 5000 - 9999 (up to 48 months) |
9.50 |
13.75 |
16.75 |
17.00 |
| 10000 - and up (up to 60 months) |
9.50 |
13.75 |
16.75 |
17.00 |
Seasonal
| Credit Rating |
A
APR* |
B
APR* |
C
APR* |
| Christmas (up to 12 months)** |
9.50 |
13.75 |
16.75 |
| Vacation (up to 12 months)** |
9.50 |
13.75 |
16.75 |
Shares are insured by NCUA up to $250,000.00.
| Certificates |
Dividend Rate |
APY* |
Term |
| IRA Accumulative |
1.00 |
1.00 |
n/a
|
| 12 Month IRA CD |
1.50 |
1.51 |
12
|
| 15 Month IRA CD |
1.75 |
1.76 |
15
|
| 18 Month IRA CD |
2.00 |
2.02 |
18
|
| Money Market |
0.50 |
0.50 |
n/a
|
| 6 Month CD |
1.00 |
1.00 |
6
|
| 9 Month CD |
1.25 |
1.26 |
9
|
| 12 Month CD |
1.50 |
1.51 |
12
|
| 15 Month CD |
1.75 |
1.76 |
15
|
| 18 Month CD |
2.00 |
2.02 |
18
|
*APY=Annual Percentage Yield
*IRA - $500.00 Minimum balance to open
All rates are subject to change without notice.
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