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Loan Rates

The rates below are subject to change without notice. Rates can be higher or
lower based on credit score, payment terms, credit worthiness, and age of collateral. Contact us for more information and current rates.

Loan Type
Estimated Term
Lowest Rate
Highest Rate
New Collateral
up to 36 months
5.00% APR*
12.50% APR*
New Collateral
up to 48 months
5.00% APR*
13.50% APR*
New Collateral
up to 60 months
5.00% APR*
14.00% APR*
New Collateral
up to 72 months
5.00% APR*
11.50% APR*
New Collateral
up to 84 months
5.00% APR*
9.00% APR*
Used Collateral
up to 36 months
6.00% APR*
14.25% APR*
Used Collateral
up to 48 months
6.00% APR*
15.25% APR*
Used Collateral
up to 60 months
6.00% APR*
16.25% APR*
Used Collateral
up to 72 months
6.00% APR*
16.75% APR*
Used Collateral
up to 84 months
6.00% APR*
14.25% APR*
Personal
$200.00 - $4,999.99 (up to 36 months)
9.50% APR*
17.00% APR*
Personal
$5000.00 - $9,999.99 (up to 48 months)
9.50% APR*
17.00% APR*
Personal
$10,000.00 and up (up to 60 months)
9.50% APR*
17.00% APR*
Christmas (November - December)**
up to 12 months
9.50% APR*
16.75% APR*
Vacation (June - August)**
up to 12 months
9.50% APR*
16.75% APR*
STS (Short Term Small Loans) $1000 Max
6 months maximum
28.00% APR*
28.00% APR*
Credit Cards
APR based on credit rating
7.00% APR*
17.00% APR*
Real Estate-Fixed Rate
up to 36 months
-
4.50% APR*
Real Estate-Fixed Rate
up to 60 months
-
5.00% APR*
Real Estate-Fixed Rate
up to 84 months
-
5.50% APR*
Real Estate-Fixed Rate
up to 96 months
-
6.50% APR*
Real Estate-Fixed Rate
up to 180 months
-
7.50% APR*
Home Equity Line/Real Estate***
up to 180 months
-
-
First Mortgage (Rate subject to change daily)
up to 180 months
-
6.00% APR*
Share Certificate Secured
up to 84 months
-
Rate + 2%
Share/Money Market Secured
up to 12 months
-
3.750% APR*
Share/Money Market Secured
up to 24 months
-
4.250% APR*
Share/Money Market Secured
up to 36 months
-
5.250% APR*
Share/Money Market Secured
up to 48 months
-
5.750% APR*
Share/Money Market Secured
up to 60 months
-
6.750% APR*
Share/Money Market Secured
up to 72 months
-
7.250% APR*
Share/Money Market Secured
up to 84 months
-
7.500% APR*
Overdraft LOC
N/A
-
18.000% APR*

 

      *APR = Annual Percentage Rate. Rates range from 3.50% to 28.00% APR. Credit Approval subject to current lending policy and underwriting guidelines.

      **Maximum of $2500

      ***Home Equity Line/Real Estate Rate = Prime + 1%

1/4% discount on loan rates with direct deposit

Length of Financing based on eligibility requirements.